Wednesday, 20 of June of 2018

Economics. Explained.  

Commercial and Industrial Loans

April 27, 2018

Commercial and industrial loans, which are more commonly called “business loans”  jumped 9.4% in March after having risen at a 1.7% pace in February (the light green bars on the left scale).   The year-over-year growth rate has now quickened a bit to a 2.6% pace  (green line on the right scale).

Total loan growth has slowed for all types of bank lending — consumer , real estate, and commercial and industrial loans.  Given that the slowdown began right after the election it is possible that it is connected to the uncertain fate of Dodd-Frank legislation under Trump.  Right now total loans have grown 4.2% in the past year which is slightly faster than in other recent  months.

Stephen Slifer


Charleston, SC

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